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Services

At WealthPoint Investment Management, we work with a diverse range of clients, from Millennials building their careers to Baby Boomers transitioning into retirement. Whether they seek to build assets or preserve their wealth in retirement, we create cohesive financial strategies that address all elements of their financial picture.

Investment Management

We believe in building portfolios than can withstand pullbacks in the market and recover quickly. We take the time to learn about our clients, from their comfortable level of risk to their concerns and goals. After we define their objectives, we develop a portfolio that may consist of bonds, Exchange Traded Funds (ETFs), mutual funds, stocks, or other investment vehicles, emphasizing risk management and diversification.

Retirement Planning

Many clients planning for retirement are focused on preserving their wealth and creating a consistent income stream that lasts through retirement. We seek to identify opportunities for building a consistent income that will last through retirement and help them determine when they may be able to retire. The retirement planning process often includes analyzing income sources, managing assets, and determining future expenses.

Benefits Plan Optimization

Much of one’s income in retirement may come from retirement plans they have or had with their current and previous employers. We are well-versed in the intricacies and nuances of defined benefits plans. We can help clients understand how their retirement plan works, how to optimize benefits, and coordinate their plans with their other financial strategies to create a steady stream of income.

Estate Planning

Preserving wealth and leaving a legacy in a tax-efficient manner to family and heirs can be complicated and confusing. If an estate plan isn’t set in place, one’s wishes may not be carried out, as the estate will be transferred to the state to handle according to probate laws. We seek to demystify the common misconceptions of estate planning, assist clients in articulating their estate planning needs, and coordinate the work of other professionals who may be needed, including attorneys and CPAs.

College Planning

A major concern among families is determining how they will pay for their children’s college expenses while still saving for retirement. We can help clients calculate college costs, evaluate funding options, and create an education strategy tailored to their goals.

Business Planning

Business planning may help business owners avoid some of the common pitfalls that cause many small businesses to fail. From obtaining financing to selecting employee retirement plans, small business planning can help give a company the edge it needs to prosper. We can help clients manage their earnings for growth and develop a succession plan designed to offer them a financially sound exit strategy.

Cash Flow Analysis & Debt Management

Some younger professionals are concerned with growing their family and careers while paying off debt. We develop debt management tactics designed to improve a client’s cash flow, which may include refinancing, consolidation, or changes in tax withholding.

Insurance

Insurance is an important part of a complete financial strategy. With access to a wide array of insurance products, we help clients determine what type of coverage is appropriate for their circumstances, including life, long-term care, and disability options.